Privacy Policy

What does Sierra Pacific Mortgage Company, Inc. do with your personal information? 

Questions? Call 1-800-447-3386 or go to 1180 Iron Point Drive, Suite 200, Folsom, CA 95630

Sierra Pacific Mortgage Company, Inc. restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Sierra Pacific Mortgage Company, Inc. may disclose information about your accounts and transactions (a) where it is necessary or helpful to effect, process, or confirm your transactions; (b) to verify the existence, history or condition of your account for credit reporting agencies; (c) to comply with legal processes such as subpoenas and court orders, or to law enforcement authorities if we believe a crime has been committed; (d) if you give us your consent to share information.


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal Law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

– Social Security Number and Income

– Account balances and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sierra Pacific Mortgage Company, Inc. chooses to share; and whether you can limit this sharing.

What do we do?

Who is providing this release?

Sierra Pacific Mortgage Company, Inc.

How does Sierra Pacific Mortgage Company, Inc. protect my personal information?

To protect your personal information from unathorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Sierra Pacific Mortgage Company, Inc. collect my personal information?

We collect personal information, for example, when you:– Apply for a loan or permit us to obtain your credit report– Make a payment or personally give us the informationWe also collect your personal information from other companies, such as credit bureaus.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:– Sharing for affiliate’s everyday business purposes – information about your creditworthiness– Affiliates from using your information to market to you– Sharing for non-affiliates to market to youState laws and individual companies may give you additional rights to limit sharing.

Companies related by common ownership or control. They can be financial and nonfinancial companies. Sierra Pacific Mortgage Company, Inc. has no affiliated companies, which nonpublic personal information is shared.


Companies not related by common ownership or control. They can be financial and nonfinancial companies. Sierra Pacific Mortgage Company, Inc. does not share with non-affiliates except as permitted by law.

Joint Marketing

A formal aggreement between non-affiliated financial companies that together market financial products or services to you. Sierra Pacific Mortgage Company, Inc. does not share customers’ information nor conduct joint marketing using customers’ personal information.

Other Important Information

We support the Do Not Track browser setting.
We do not collect personally identifiable information about users and visitors unless voluntarily given through the “Contact Us-Got a Question” form and/or the online Loan Application.
This site may contain links to third-party Web sites for your convenience and information. In order to access those Web sites, you will leave this site. Sierra Pacific Mortgage does not control those sites or their privacy practices.



This website routinely collects information about its visitors, subscribers, members, and customers. This information is obtained in various ways, such as:


Registration means that the Visitor, Subscriber, Member or Customer takes active, positive steps to communicate information to this website. This can include pages or ‘pop ups’ where you register for a newsletter or subscribe to a mailing list; it can include your participation in visitor surveys; it can include requesting information from the website via email, mail, or courier; it may be from joining an affiliate program or other membership organization, paid or unpaid; it may be from ordering a product.


Website visitors who wish to communicate with the website do so under two conditions: one, they give their permission for contact by the website; two, they are subject to any ‘submission’ provisions of the Terms of Use, Purchase Agreement, or this Privacy Policy. While your email address may or may not be used to solicit you, it is added to the website’s general solicitation database.


If you are a customer and send an email to the website, or if you communicate with the site by phone or mail, the website collects information about your communication and by communicating with the site you give your permission to collect, archive, retrieve, and otherwise use any information collected as the site sees fit.

Any communication which, in its sole discretion, the site deems to be a testimonial, may be publicized for commercial purposes.


Visitors clicking on banners or pop-ups or hyperlinked advertising, appearing on this website must assume that information is being collected about them. This site is not responsible for the use of information collected in such a fashion. Visitors must assume that (1) information will be collected, (2) that ‘cookies’ will usually be placed on their hard drive, (3) that website does not have any control over what happens with this information, (4) that website takes no responsibility over the accuracy or content of advertisers, (5) that website is not responsible for downloads from third party advertisers that contain viruses or worms or other computer code that causes their computer or software harm, and (6) that website assumes no responsibility for the data that is garnered from the click itself or that the advertiser collects.


If you send a friend an email from this site or if you send the url or one of our web pages to a friend, you must assume that some data is collected about your IP address or your email address and that of your friend. You must assume that referred emails or web pages may appear to come from your email. You must accept fully responsibility for referring pages or email to a friend and agree to indemnify this site for any damage, intentional or unintentional that results from said referrals.


Unless otherwise specified in the survey, you must assume that any information provided to the website as part of a survey in which you participate may be used for general solicitation for commercial purposes and that such information will be shared with joint venture partners, affiliates, marketing organization or used by the site itself for product design or solicitation purposes.


Many websites, including this one, collect information about your computer, your email address, your IP address. You must assume that your web-viewing or web-use activity is monitored, tracked, and information collected. This information is not usually of a personal nature, but it may help define your viewing habits and product preferences even though the website may or may not have any idea who you are.

“Cookies” is web jargon for bits of computer code placed on your hard drive. Websites use this to keep you ‘logged in’, to keep track of search criteria, to monitor use, to password protect use of the site or use of products sold by the site. Cookies can also be used to obtain information about your computer configuration or your use of your computer.

Cookies can be used to electronically gather information about you. Again, it may or may not be personal information, but it is information and by using this site you are expressly giving permission to use ‘cookies’ and to use the information gathered from their use to benefit you. You also give permission to collect, archive, retrieve, and use any information collected for product design, product offers to you, and general commercial solicitation purposes by this site or joint venture partners, affiliates, and marketing organizations.


The use of information as described below may or may not be how information that is collected is customarily used by this site. While actual use of any information collected may be used quite conservatively, you must assume that it is not. You must assume that information collected is shared with other persons or entities for commercial purposes. While this is uncommon in practice, you must assume that it is as you make your decision whether or not to view or interact with this website. This type of shared information may include your name, address, phone number, email address and buying habits, as well as other information. This information may be used for general commercial solicitation by this website or other persons it is sold to, rented to, or shared with.


Credit card information or other financial information is not usually known to the website. However, in the event that it is made known, that information is never revealed to anyone except to processing authorities or law enforcement agencies. However, the provider of such information gives express permission to use it in fraud investigation or for litigation.